In addition to your home being your most valuable asset, it’s likely to be your most valued possession, too. So whether you own your home or carry a mortgage, it’s imperative that you have homeowners insurance to ensure that your investment is protected and you and your loved ones remain safe and secure.

Cato Insurance Group, a local insurance agent based in Coral Springs, Florida, represents several reputable carriers with a Demotech* rating of “A Exceptional Financial Stability Rating” or better. This enables us to find the homeowners policy that best fits your budget and your specific coverage needs.

If you shop around for prices on homeowners insurance, it is most important that you are getting a policy that gives you replacement cost coverage. That means the policy will pay for what it costs to replace your loss today, not what it cost when you acquired it.

Give us a call today at 1-888-775-CATO (2286) and we’ll make sure you have the coverage you need to protect your home. If you already know the coverage you want, click here for a free quote.

Click here to learn more about the Basics of Homeowners Insurance or What Determines the Cost of Homeowners Insurance.

* Demotech, Inc. is a financial analysis firm located in Columbus, Ohio.  Since 1985, Demotech, Inc. has been serving the insurance industry by providing actuarial consulting as well as accurate and proven Financial Stability Ratings® (FSRs) for Property & Casualty insurance companies and Title underwriters.  FSRs are a leading indicator of the financial stability of an insurer.  The rating process provides an objective baseline as well as insight as to the financial stability of an insurer. Demotech levels the playing field by offering FSRs to insurers of all sizes.  Visit for more information.