Written by Life & Health Insurance Foundation for Education The answer isn't really how much life insurance you need, it's how much money your family will need after you're gone. Ask yourself: How much money will my family need after my death to meet immediate expenses, like funeral expenses and debts? How much money will [...]
Few things are as enjoyable as a day on the water with friends. However, unless you follow safety precautions, a day of fun can turn dangerous. Protect yourselves and your loved ones by following these simple boat safety tips: Be sure to have a Coast Guard approved life vest (Personal Floating Device) for each person [...]
When it comes to auto insurance, there are many options to consider including: Liability coverage If you are at fault in an accident when other people are injured or property is damaged, liability coverage pays the cost of these damages. Our recommendation is a minimum of 100/300 coverage for Bodily Injury (BI) Liability. With this [...]
The following are covered under most condo insurance policies. Personal Property Protection This is coverage to replace your personal property. You must determine whether you want to insure for the replacement cost or the actual cost value (ACV) which is the depreciated value of the items. […]
There are several factors that will determine the price of your policy. At Cato Insurance Group, we will ask you many questions about your home such as: […]
Dwelling Your dwelling is the home you live in – it could be a mansion, a hut, a bungalow or a split-level ranch. Regardless, the price you paid for your home or what you could sell it for in today is not the amount you would insure it for. Cato Insurance Group will determine what [...]
