Monthly Archives: December 2015

How Much Life Insurance do I Need?

Written by Life & Health Insurance Foundation for Education The answer isn't really how much life insurance you need, it's how much money your family will need after you're gone. Ask yourself: How much money will my family need after my death to meet immediate expenses, like funeral expenses and debts? How much money will [...]

2016-12-12T19:27:44+00:00December 30th, 2015|Latest News, Life Insurance|Comments Off on How Much Life Insurance do I Need?

Safe Boating Tips

Few things are as enjoyable as a day on the water with friends. However, unless you follow safety precautions, a day of fun can turn dangerous. Protect yourselves and your loved ones by following these simple boat safety tips: Be sure to have a Coast Guard approved life vest (Personal Floating Device) for each person [...]

2016-12-12T19:27:44+00:00December 30th, 2015|Boat & Personal Watercraft Insurance, Latest News|Comments Off on Safe Boating Tips

What are my options when considering auto insurance?

When it comes to auto insurance, there are many options to consider including: Liability coverage If you are at fault in an accident when other people are injured or property is damaged, liability coverage pays the cost of these damages. Our recommendation is a minimum of 100/300 coverage for Bodily Injury (BI) Liability. With this [...]

2016-12-12T19:27:44+00:00December 30th, 2015|Auto Insurance, Latest News|Comments Off on What are my options when considering auto insurance?

What does my condo insurance policy cover?

The following are covered under most condo insurance policies. Personal Property Protection This is coverage to replace your personal property. You must determine whether you want to insure for the replacement cost or the actual cost value (ACV) which is the depreciated value of the items. […]

2016-12-12T19:27:44+00:00December 30th, 2015|Condo Insurance, Latest News|Comments Off on What does my condo insurance policy cover?

What determines the cost of my homeowners insurance policy?

There are several factors that will determine the price of your policy. At Cato Insurance Group, we will ask you many questions about your home such as: […]

2016-12-12T19:27:44+00:00December 30th, 2015|Homeowners Insurance, Latest News|Comments Off on What determines the cost of my homeowners insurance policy?

The Basics of Homeowners Insurance

Dwelling Your dwelling is the home you live in – it could be a mansion, a hut, a bungalow or a split-level ranch. Regardless, the price you paid for your home or what you could sell it for in today is not the amount you would insure it for. Cato Insurance Group will determine what [...]

2016-12-12T19:27:44+00:00December 30th, 2015|Homeowners Insurance, Latest News|Comments Off on The Basics of Homeowners Insurance