Few things are as enjoyable as a day on the water with friends. However, unless you follow safety precautions, a day of fun can turn dangerous.

Protect yourselves and your loved ones by following these simple boat safety tips:

  • Be sure to have a Coast Guard approved life vest (Personal Floating Device) for each person on board.
  • Operate your boat at a safe speed.
  • Keep an eye out for other boaters, objects, and swimmers.
  • If crossing a wake, cross at low speeds and keep a close lookout for water skiers and towlines.
  • Obey speed limits and no-wake zones.
  • Do not go boating alone, if possible.
  • Inspect your trailer that the lights work and that your boat is secure on the trailer before you travel to your destination. Balance the contents inside the boat.
  • Don’t mix boating with alcohol or drugs.
  • Have charts of your destination.
  • Let someone know your travel plans.
  • Check the weather forecast for your destination.
  • Check that there is enough fuel and oil for the entire trip.
  • Have your owner’s manual and registration on board in waterproof containers.
  • Keep a Coast Guard approved working fire extinguisher and warning flares onboard.
  • Have your boat equipped with a Global Positioning System (GPS) and know how to use it.
  • If a storm comes up, slow down or drop anchor. Make sure everyone onboard wears a PFD.
  • For more safety tips, click here to visit the United States Coast Guard Boating Safety Resource Center.

Have questions? Please call the insurance experts at Cato Insurance Group at 1-888-775-CATO (2286).