Written by Life & Health Insurance Foundation for Education The answer isn't really how much life insurance you need, it's how much money your family will need after you're gone. Ask yourself: How much money will my family need after my death to meet immediate expenses, like funeral expenses and debts? How much money will [...]
Few things are as enjoyable as a day on the water with friends. However, unless you follow safety precautions, a day of fun can turn dangerous. Protect yourselves and your loved ones by following these simple boat safety tips: Be sure to have a Coast Guard approved life vest (Personal Floating Device) for each person [...]
When it comes to auto insurance, there are many options to consider including: Liability coverage If you are at fault in an accident when other people are injured or property is damaged, liability coverage pays the cost of these damages. Our recommendation is a minimum of 100/300 coverage for Bodily Injury (BI) Liability. With this [...]
The following are covered under most condo insurance policies. Personal Property Protection This is coverage to replace your personal property. You must determine whether you want to insure for the replacement cost or the actual cost value (ACV) which is the depreciated value of the items. […]
There are several factors that will determine the price of your policy. At Cato Insurance Group, we will ask you many questions about your home such as: […]
Dwelling Your dwelling is the home you live in – it could be a mansion, a hut, a bungalow or a split-level ranch. Regardless, the price you paid for your home or what you could sell it for in today is not the amount you would insure it for. Cato Insurance Group will determine what [...]
Written by: CarInsuranceRates.com The number crunching nerds who got made fun of for wearing pocket protectors, playing Dungeons & Dragons, and obsessing over their rotisserie baseball teams have found a way to get revenge on the world - they now work as car insurance actuaries! Actuaries are high-powered math geeks who develop formulas that estimate [...]
Written by: PR Newswire WASHINGTON, Aug. 3 /PRNewswire/ -- A new national survey, conducted by the Insurance Institute for Highway Safety (IIHS) on the views of parents of 15-18 year olds, reveals astoundingly high levels of support for stronger driving laws, including raising the age for learner's permits and licenses for beginning teen drivers, and [...]
Written by: Best Company, Inc. Virginia's lawsuit challenging the constitutionality of the federal health reform act may proceed, a federal judge ruled in dismissing a motion from the Obama administration to dismiss the case. U.S. District Court Judge Henry E. Hudson said there is sufficient grounds for Commonwealth of Virginia v. Kathleen Sebelius, Virginia's complaint [...]
Article By: CNNMoney.com Of all the flash points in the debate over Social Security, few generate as much heat as raising the retirement age. It's time to lay bare the arguments. Today, the so-called normal or full retirement age is 66, up from 65 a decade ago. It is scheduled to increase by two months [...]
